How to Calculate Your Online Bingo Winnings: A Guide to RTP, Jackpot, and More

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Welcome to the world of online bingo winnings! Figuring out how much you can win involves understanding important things like Return to Player (RTP) and the influence of jackpots. In this guide, we’ll break down these factors in a simple way, whether you’re a bingo pro or just starting. Learning how to calculate your winnings adds an extra layer of fun to each game.

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RTP stands for Return to Player, a percentage indicating how much of the money wagered on a game is returned to the players over a long period. For example, if a game has an RTP of 90%, it means that for every £100 wagered on the game, £90 will be paid back to the players in winnings. The higher the RTP, the better the odds of winning.

However, RTP does not guarantee how much you will win in a single session. It is an average calculated over millions of rounds and can vary depending on luck, skill, and other factors. Therefore, you should not rely solely on RTP when choosing a game; you should also consider other aspects such as the gameplay, the theme, and the features.


Several things influence the Return to Player (RTP) in online bingo, like ticket costs, the quantity of tickets bought, and how the jackpot and payouts are set up. Typically, 90-ball bingo has a steady RTP of about 80%, while 75-ball bingo can range from 70% to 85%.

When deciding where to play online bingo, RTP is crucial. A game with a higher RTP is more likely to be profitable for players. Before you start playing, you can review the game information to check its RTP.

The number of balls in the game

Typically, games with fewer balls have higher RTPs than games with more balls, as there are fewer possible outcomes and more chances of winning.

The ticket price

Generally, games with higher ticket prices have higher RTPs than games with lower ticket prices, as they offer bigger prizes and more value for money.

The number of players in the game

Usually, games with more players have lower RTPs than games with fewer players, as there is more competition and less likelihood of winning.

The operator’s margin

This is the percentage that the operator takes from each game as profit. The lower the margin, the higher the RTP.


Although RTP plays a crucial role in determining the payout of a specific bingo game, it’s not the sole factor at play. Bingo payouts are influenced by various elements and not solely dependent on RTP.

The minimum guaranteed jackpot

This is the minimum amount that the game will pay out regardless of how many tickets are sold or how many players are in the game. The higher the jackpot, the bigger the payout.

The number of tickets purchased

This affects the size of the prize pool and the probability of winning. The more tickets you buy, the higher your chances of winning and the lower your potential return.

How many prizes are there? 

Some games offer multiple prizes for different patterns or lines on the ticket, while others only offer one prize for a full house. The more prizes there are, the more chances of winning, and the smaller each prize will be.

Progressive jackpot 

This special prize increases every time someone plays the game without winning it. It can reach huge amounts and is usually triggered by a rare event, such as getting a full house in a certain number of calls or less. The progressive jackpot can significantly boost your payout if you are lucky enough to win it.


Apart from the factors mentioned above, some other things might affect how much you can withdraw from your online bingo winnings, such as:

Withdrawal limits

You can withdraw These maximum amounts from your account per day, week, or month. They vary depending on the operator and the payment method you use. You should check them before you play to avoid any disappointment or delays.

Wagering requirements

You must meet these conditions before you can withdraw your bonus money or any winnings derived from it. They usually require you to wager a certain amount of money or several times before you can cash out. You should read them carefully before you accept any bonus offer or promotion.

Cap on winnings

This limits how much you can win from a single game or bonus offer. It is usually applied to prevent abuse or fraud and to protect the operator’s finances. You should be aware of it before playing to avoid frustration or confusion.


Online bingo is a fun and exciting way to enjoy gambling entertainment and potentially win money. However, it is essential to understand how online bingo payouts work and what factors affect them so that you can make informed decisions and play responsibly. This blog post has helped you learn more about online bingo RTP, jackpot, and other aspects of online bingo winnings.

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